Types of Financing

Hard Money Real Estate Fix and Flip

We recognize that real estate investors might have a hard time obtaining financing for fix and flip or buy and hold deals, and so our goal is to help investors obtain capital to fund these deals. Loans from $75K to $2.5M+ can be used for:

  • Straight Acquisition
  • Acquisition and Rehab
  • Refinance
  • Cash-Out

Loan Programs

Lending CriteriaResidential Fix and Flip (Rehab Cash Now)Residential Fix and Flip (ARV)Residential Buy and Hold
Term12-24 Months12-24 Months12 Months – 30 Years
Loan Amt.$30k to $2.5M+$30k to $2.5M+$75k to $2.5M+
LTVUp to 90% of the purchase price; Up to 100% Rehab; Up to 50% Cash-OutUp to 90% of the purchase price + up to 100% of renovation costs; Not to exceed 75% of the ARVUp to 85% of the Purchase Price; Up to 75% Refinance; Up to 70% Cash-Out
Property TypesNon-owner occupied 1-4 family residentialNon-owner occupied 1-4 family residentialNon-owner occupied 1-4 family residential
FICONo set minimumNo set minimumBased on underwriting